Can I go to Jail if I Don't Pay My Debts? Fact Sheet 7
By: MLSC
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Income and Property Protected from Creditors
What types of property and income are protected from creditors when they are collecting debts?
By: Senior Law Project - Southern Minnesota Regional Legal Services
Dealing With Debt
Questions to answers about debt and debt collection.
By: Senior Law Project - Southern Minnesota Regional Legal Services
Spousal Liability for Debts
Answers to questions about rules on responsibility for debts of spouse.
By: Senior Law Project - Southern Minnesota Regional Legal Services
What Types of Property are Exempt from Creditors?
Unexpected medical bills, the death of a spouse, or a sudden reduction of income due to a forced retirement can generate more debts than a senior citizen on a fixed income can pay.
By: Senior Law Project - Southern Minnesota Regional Legal Services
Am I Liable for My Husband's Debts?
My husband recently died, leaving behind an unpaid credit card debt. Now I am getting telephone calls from a collection agency telling me that I am responsible for my husband's credit card debt. What can I do?
By: Legal Aid Service of Northeastern Minnesota-Duluth
Debt Management Services
By: Senior Law Project - Southern Minnesota Regional Legal Services
What can I do if I cannot afford to pay my credit card debt?
My living expenses have increased and I can't afford the minimum balance payments on my credit card. Now a collection agency has been calling me every day demanding payment. What can I do?
By: Legal Aid Service of Northeastern Minnesota-Duluth
Are debt management services companies scams?
Not all debt management services companies are scams, but you should definitely examine them closely before you decide to business with them.
By: Legal Aid Service of Northeastern Minnesota-Duluth
Do I have to use the sale proceeds of my home to pay off a judgment-lien?
I plan on selling my home to purchase a condominium nearer to my children, but there is a judgment-lien on my home. Do I have to use the sale proceeds of my home to pay off this judgment-lien?
By: Legal Aid Service of Northeastern Minnesota-Duluth
Your Options After Receiving a Summons and Complaint for Credit Card Debt
I just received a Summons and Complaint in the mail regarding a credit card debt that I owe. I simply could not afford to pay back the credit card debt; now I am being sued. What should I do?
By: Legal Aid Service of Northeastern Minnesota-Duluth
How do debt collection and garnishment affect government funds, such as SSI?
I fear that creditors will attempt to freeze my bank account and I will not have access to my money and I will not be able to pay my rent and other living expenses. Can the creditors do this?
By: Legal Aid Service of Northeastern Minnesota-Duluth
The Credit Handbook
(Separate Website)
A comprehensive look at credit: how to get a copy of your credit reports, articles about many credit issues, link to the FTC (Federal Trade Commission) and more.
By: Minnesota Attorney General's Office
Dealing with Debt Booklet
This booklet is a brief guide to help families make good financial and legal decisions when dealing with debt, debt collectors, and credit reporting agencies.
By: Minnesota Legal Services Coalition State Support Center
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Answer a "Summons and Complaint" - Debt Lawsuit Defense
(Separate Website)
If you got a "Summons and Complaint" that says you are being sued over a debt, you have 20 days to respond with an "Answer." If you miss the deadline, you lose the case. This free program can help.
By: Minnesota Legal Services Coalition State Support Center
Beware of Phony Collection Scams
(Separate Website)
Americans are now more in debt than at any other time in history. The recent and dramatic increase in consumer debt has spawned hundreds of new credit-related scams.
By: Minnesota Attorney General's Office
Consumer Action Handbook
(Separate Website)
In this handbook, the GSA's Office of Citizen Services brings you the latest information on your consumer rights and responsibilities.
By: General Services Administration
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