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  GENERAL LEGAL INFORMATION ABOUT YOUR RIGHTS

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There are 18 resources  
  Fact Sheets
 
   Garnishments and Your Rights This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
Fact Sheet C-4
By: Legal Aid Society of Minneapolis

    Other Formats:   HTML
    Read this in: Spanish / Espaņol
  
   
   Your Debt Collection Rights This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
Fact Sheet C-3
By: Legal Aid Society of Minneapolis

    Other Formats:   HTML
    Read this in: Somali / Soomaali , Spanish / Espaņol
  
   
   Income and Property Protected from Creditors
What types of property and income are protected from creditors when they are collecting debts?
By: Senior Law Project - Southern Minnesota Regional Legal Services
 
  
   
   Dealing With Debt
Questions to answers about debt and debt collection.
By: Senior Law Project - Southern Minnesota Regional Legal Services
 
  
   
   Spousal Liability for Debts
Answers to questions about rules on responsibility for debts of spouse.
By: Senior Law Project - Southern Minnesota Regional Legal Services
 
  
   
   What Types of Property are Exempt from Creditors?
Unexpected medical bills, the death of a spouse, or a sudden reduction of income due to a forced retirement can generate more debts than a senior citizen on a fixed income can pay.
By: Senior Law Project - Southern Minnesota Regional Legal Services
 
  
   
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  Question & Answer Column
 
   Am I Liable for My Husband's Debts?
My husband recently died, leaving behind an unpaid credit card debt. Now I am getting telephone calls from a collection agency telling me that I am responsible for my husband's credit card debt. What can I do?
By: Legal Aid Service of Northeastern Minnesota-Duluth
 
  
   
   Debt Management Services

By: Senior Law Project - Southern Minnesota Regional Legal Services
 
  
   
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  Booklets
 
   The Credit Handbook This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)
A comprehensive look at credit: how to get a copy of your credit reports, articles about many credit issues, link to the FTC (Federal Trade Commission) and more.
By: Minnesota Attorney General's Office
  
   
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  Legal Information by Phone
 
   Wage Garnishment
By calling Tel-Law, you can listen over the phone about wage garnishment. Many other topics are also available.
By: Hennepin County Bar Association
  
   
   Beware of Phony Collection Scams This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)
Americans are now more in debt than at any other time in history. The recent and dramatic increase in consumer debt has spawned hundreds of new credit-related scams.
By: Minnesota Attorney General's Office
  
   
   Co-Signing a Loan This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)

By: Federal Trade Commission (FTC)
  
   
   Credit and Divorce This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)
If you've recently been through a divorce, or are contemplating one, you may want to look closely at issues involving credit.
By: Federal Trade Commission (FTC)
  
   
   Debt Collection This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)
Important information about your rights in debt collection.
By: Minnesota Attorney General's Office
  
   
   Fair Debt Collection (Separate Website)

By: Federal Trade Commission (FTC)

    Other Formats:   This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. PDF File
    Read this in: Spanish / Espaņol
  
   
   Out of Work? How to Deal with Creditors (Separate Website)

By: Federal Trade Commission (FTC)

    Other Formats:   This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. PDF File
    Read this in: Spanish / Espaņol
  
   
   Protecting Exempt Income from Garnishment This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)

By: Minnesota Attorney General's Office
  
   
   Where do I find information about my consumer/tax problem?
Click on the statement that is closest to your problem and get directed to a fact sheet with information on this topic.
By: Minnesota Legal Services Coalition State Support Center
 
    Read this in: Spanish / Espaņol
  
   
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