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	GENERAL LEGAL INFORMATION ABOUT YOUR RIGHTS

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Contract for Deed/Home Ownership

Fact Sheets

Conciliation Court This link opens a PDF file in a new window. If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

This link opens a PDF file in a new window. If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

Fact Sheet C-1
By: Legal Aid Society of Minneapolis
Other Formats:

HTML
Read this in: Spanish / Español

Contract For Deed This link opens a PDF file in a new window. If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

Fact Sheet H-20
By: Legal Aid Society of Minneapolis
Other Formats:

HTML
Read this in: Spanish / Español

Think Hard About Refinancing This link opens a PDF file in a new window. If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

Fact Sheet C-9
By: Legal Aid Society of Minneapolis
Other Formats:

HTML
Read this in: Spanish / Español

Question & Answer Column

I want my home to go to my friend upon my death, how do I do this?
I only own my home and a very small bank account with $500 in it. I want the home to go to my friend upon my death. I don?t want my friend to own it while I am alive, I just want her to get it when I die. I have heard that there may be a new way tdo this...
By: Legal Aid Service of Northeastern Minnesota-Duluth

Life Estates - Questions and Answers

By: Senior Law Project - Southern Minnesota Regional Legal Services

Booklets

A User's Guide to Small Claims Court This link opens a PDF file in a new window. If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

(Separate Website)

By: Minnesota Attorney General's Office

The Home Seller's Handbook This link opens a PDF file in a new window. If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

(Separate Website)
Whatever reasons influence you to sell your home, you have some important decisions to make. This guide offers some sound advice, as well as important information about selling your home in Minnesota.
By: Minnesota Attorney General's Office

The Home Buyer's Handbook This link opens a PDF file in a new window. If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

(Separate Website)
Buying a home doesn't need to be a headache. In fact, with a little preparation and the right attitude, it can even be fun.
By: Minnesota Attorney General's Office

Videos

How to Handle a Conciliation Court Hearing: Video (Separate Website)
This video shows a mock conciliation (small claims) court hearing and touches on settlement, preparation, proof, courtroom protocol, and other issues.
By: Fourth Judicial District Court (Hennepin County) State of Minnesota
Read this in: Hmong / Hmoob , Somali / Soomaali , Spanish / Español

Homeownership for All (Separate Website)
These five videos can give you some brief, basic, easy-to-understand guidance about the homebuying process. Watch all five or select ones that best fit your current needs. Closed Captioning is available.
By: U.S. Department of Housing and Urban Development (HUD)
Read this in: Spanish / Español

Other Helpful Resources

Buying vs. Renting (Separate Website)
There are many advantages to buying a home versus renting one. View these advantages in the Buy vs. Rent Comparison Chart, or view a financial comparison of buying versus renting in the Buy vs. Rent Calculator.
By: Ginnie Mae

Choosing a Mortgage Lender (Separate Website)

By: Minnesota Department of Commerce

Home Accessibility Design and Funding Guides (Separate Website)
People with disabilities often need changes made in their homes so they can live there more safely and independently. This web site tells you how to make your home safer and it tells you how you can apply to get money to make these kinds of changes to your home.
By: Minnesota Housing Finance Agency (MHFA)

Mortgage Discrimination This link opens a PDF file in a new window. If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

(Separate Website)

By: Federal Trade Commission (FTC)
Read this in: Spanish / Español

Sub-prime Lending This link opens a PDF file in a new window. If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

(Separate Website)
A sub-prime loan is a loan given to a consumer with impaired credit. Lenders offer the best rates, referred to as ?prime,? to consumers with the best credit. Consumers with less than perfect credit scores, credit history, employment history, or savings may be directed toward ?sub-prime? loans.
By: Minnesota Attorney General's Office

Tips For Working With Your Lender (Separate Website)
We know that working with your lender may not always be the easiest task. If you would like to try and work with your lender on a repayment strategy, the Minnesota Home Ownership Center recommends you follow a few simple steps.
By: Minnesota Home Ownership Center

Where do I find information about my housing problem?
Click on the statement that is closest to your problem and get directed to a fact sheet with information on this topic.
By: Minnesota Legal Services Coalition State Support Center

Read this in: Spanish / Español

Criminal Expungement

Fact Sheets

Basics on Criminal Expungements This link opens a PDF file in a new window. If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

By: Central Minnesota Legal Services-Downtown Minneapolis

Other Formats:

HTML
Read this in: Spanish / Español

Videos

What is Criminal Expungement? - Video (Separate Website)
This video introduces the law, purpose, limitations, alternatives, and process for requesting expungement of criminal records.
By: Fourth Judicial District Court (Hennepin County) State of MN

Other Helpful Resources

Expungement
By calling Tel-Law, you can listen over the phone about criminal expungements. Many other topics are also available.
By: Hennepin County Bar Association

Adobe Acrobat Reader required. (If you are using a screen reader that does not support PDF format, copy the PDF link, and use the Access Adobe online form to convert this file to HMTL text.)

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