Consumer/Tax

I have been told that I have "bad" credit.

I am being bothered by bill collectors.

I am thinking about buying a used car.

I am thinking about taking out a second mortgage or refinancing my debts.

I am having trouble paying my student loans.

I am worried about someone taking money out of my paycheck or bank account for money I owe.

I may want to file a claim against someone/Someone has filed a claim against me in small claims court.

I didn't get any tax refunds this year.

I have been told that I have "bad" credit.

Credit Reports

(PDF Version)               (HTML Version)

This resource is located in the "Consumer and Debt" topic, "Credit and Credit Reports" subtopic and in the "Farm" topic, "Debtor-Creditor/Commercial," "Farm Business & Marketing," and "FSA Credit" subtopics

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I am being bothered by bill collectors.

Your Debt Collection Rights

(PDF Version)               (HTML Version)

This resource is located in the "Consumer and Debt" topic, "Debt Collection and Garnishment" subtopic and in the "Farm" topic, "Debtor-Creditor/Commercial" and "FSA Credit" subtopics

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I am thinking about buying a used car.

How to Buy A Used Car

(PDF Version)               (HTML Version)

This resource is located in the "Consumer and Debt" topic, "Cars and Car Problems" subtopic

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I am thinking about taking out a second mortgage or refinancing my debts.

Think Hard About Refinancing

(PDF Version)               (HTML Version)

This resource is located in the "Consumer and Debt" topic, "Student Loans and Mortgage Loans" subtopic, and in the "Housing" topic, "Contract for Deed/Home Ownership" and "Forclosure Prevention" subtopics

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I am having trouble paying my student loans.

Help with Student Loan Problems

(PDF Version)               (HTML Version)

This resource is located in the "Consumer and Debt" topic, "Student Loans and Mortgage Loans" subtopic

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I am worried about someone taking money out of my paycheck or bank account for money I owe.

Garnishments and Your Rights

(PDF Version)               (HTML Version)

This resource is located in the "Consumer and Debt" topic, "Debt Collection and Garnishment" subtopic, and in the "Farm" topic, "Debtor-Creditor/Commercial" and "FSA Credit" subtopics

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I may want to file a claim against someone/Someone has filed a claim against me in small claims court.

Conciliation Court

(PDF Version)               (HTML Version)

This resource is located in the "Consumer and Debt" topic, "Representing Yourself In Small Claims Court" subtopic and in the "Housing" topic, "Contract for Deed/Home Ownership," "Mobile Homes and Manufactured Homes," "Other Housing Issues," "Other Landlord and Tenant Issues," "Repairs" and "Security Deposits"

Note: the "Representing Yourself In Small Claims Court" subtopic can also be found in the "The Legal System" topic

If You Are Sued

(PDF Version)               (HTML Version)

This resource is located in the "Consumer and Debt" topic, "Representing Yourself In Small Claims Court" subtopic

Note: the "Representing Yourself In Small Claims Court" subtopic can also be found in the "The Legal System" topic

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I didn't get any tax refunds this year.

Tax Refunds for People with Low Incomes

(PDF Version)               (HTML Version)

This resource is located in the "Farm" topic, "Bankruptcy or Tax" subtopic, and in the "Taxes" topic, "Low Income Tax Credits/Refunds" subtopic, and in the "Migrant Workers" topic, "Taxes (Migrants)" subtopic

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