Consumer/Tax

I have been told that I have "bad" credit.

I am thinking about buying a used car.

I am thinking about taking out a second mortgage or refinancing my debts.

I am having trouble paying my student loans.

I am worried about someone taking money out of my paycheck or bank account for money I owe.

I may want to file a claim against someone/Someone has filed a claim against me in small claims court.

I didn't get any tax refunds this year.

I have been told that I have "bad" credit.

Credit Reports

(PDF Version) (HTML Version)

This resource is located in the "Consumer and Debt" topic, "Credit and Credit Reports" subtopic and in the "Farm" topic, "Debtor-Creditor/Commercial," "Farm Business & Marketing," and "FSA Credit" subtopics

(back to top)

I am being bothered by bill collectors.

Your Debt Collection Rights

(PDF Version) (HTML Version)

This resource is located in the "Consumer and Debt" topic, "Debt Collection and Garnishment" subtopic and in the "Farm" topic, "Debtor-Creditor/Commercial" and "FSA Credit" subtopics

(back to top)

I am thinking about buying a used car.

How to Buy A Used Car

(PDF Version) (HTML Version)

This resource is located in the "Consumer and Debt" topic, "Cars and Car Problems" subtopic

(back to top)

I am thinking about taking out a second mortgage or refinancing my debts.

Think Hard About Refinancing

(PDF Version) (HTML Version)

This resource is located in the "Consumer and Debt" topic, "Student Loans and Mortgage Loans" subtopic, and in the "Housing" topic, "Contract for Deed/Home Ownership" and "Forclosure Prevention" subtopics

(back to top)

I am having trouble paying my student loans.

Help with Student Loan Problems

(PDF Version) (HTML Version)

This resource is located in the "Consumer and Debt" topic, "Student Loans and Mortgage Loans" subtopic

(back to top)

I am worried about someone taking money out of my paycheck or bank account for money I owe.

Garnishments and Your Rights

(PDF Version) (HTML Version)

This resource is located in the "Consumer and Debt" topic, "Debt Collection and Garnishment" subtopic, and in the "Farm" topic, "Debtor-Creditor/Commercial" and "FSA Credit" subtopics

(back to top)

I may want to file a claim against someone/Someone has filed a claim against me in small claims court.

Conciliation Court

(PDF Version) (HTML Version)

This resource is located in the "Consumer and Debt" topic, "Representing Yourself In Small Claims Court" subtopic and in the "Housing" topic, "Contract for Deed/Home Ownership," "Mobile Homes and Manufactured Homes," "Other Housing Issues," "Other Landlord and Tenant Issues," "Repairs" and "Security Deposits"

Note: the "Representing Yourself In Small Claims Court" subtopic can also be found in the "The Legal System" topic

If You Are Sued

(PDF Version) (HTML Version)

This resource is located in the "Consumer and Debt" topic, "Representing Yourself In Small Claims Court" subtopic

Note: the "Representing Yourself In Small Claims Court" subtopic can also be found in the "The Legal System" topic

(back to top)

I didn't get any tax refunds this year.

Tax Refunds for People with Low Incomes

(PDF Version) (HTML Version)

This resource is located in the "Farm" topic, "Bankruptcy or Tax" subtopic, and in the "Taxes" topic, "Low Income Tax Credits/Refunds" subtopic, and in the "Migrant Workers" topic, "Taxes (Migrants)" subtopic

(back to top)

The information on this website is not legal advice.

The content of LawHelpMN.org ("this website") is intended for general information purposes only, and is not legal advice. Legal advice depends on the specific facts and circumstances of each individual's situation. Those seeking specific legal advice or assistance should contact an attorney.

The information on this website is only a summary of the law.

The content of this website may not contain complete statements of the law, and may contain information that applies only to Minnesota. We do not guarantee or warrant its accuracy because the law changes frequently, and may differ from place to place. Always contact an attorney to get complete, accurate, and up-to-date legal advice.

You may lose your legal rights if you miss deadlines.

Deadlines are extremely important in many legal situations. You may lose important legal rights if you do not act promptly. Contact an attorney for legal advice and for information about possible deadlines.

We are not responsible for the content of other websites.

This website provides links to other websites as a convenience to users. The other websites are responsible for the content found there, and we do not guarantee that the information on these websites is accurate, up-to-date, or relevant to your situation. Also, the fact that a link to another website is provided on this website does not mean that we endorse or recommend the other website.

Using this site does not establish an attorney-client relationship.

Viewing this website or sending an email message or survey response through this website does not create an attorney-client relationship. Generally, an attorney-client relationship is created by a written agreement between you and an attorney in which the attorney agrees to provide you with legal representation. Information sent by email may not be treated as confidential. An attorney should be contacted by telephone or in person, if possible.

Copyright Statement

Users of this website may download and print materials maintained within the website for personal, non-commercial use only. Materials linked to from the website and maintained on other websites may be protected by copyright, trademark, patent, or other intellectual property rights. The fact that we link to these other materials does not grant you a license to use those materials in any way that is inconsistent with the copyright protections of those materials; you are responsible for complying with applicable laws.

Lawyer Advertising Statement

Listings of attorneys on this website should not be considered lawyer advertising. Retaining the services of an attorney is an important decision that should not be based solely upon advertisements. Any listing of an attorney on this website is not a recommendation of the attorney. Before retaining the services of an attorney, you should investigate their qualifications and reputation.