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Postpone a Foreclosure (Sheriff) Sale - Do it Yourself

Contents
Step 1 Step 2 Step 3 Step 4 Click "Proceed" above to get to the guided interview. If you only want the form by itself, click "PDF" below.

Step 1

About this Program

Welcome! This free program helps you create the forms to postpone the Foreclosure Sale (often called the "Sheriff Sale"). The form is called a "Foreclosure Sale Postponement Affidavit."

You can only use this program if the foreclosure sale is in Minnesota.  You will need a copy of your "Notice of Mortgage Foreclosure Sale."

The program works by asking you questions. It uses your answers to fill out your form. You can print your form and file it.

It should only take about 10 minutes to get through the interview. If you don't have enough time to finish, save your answers by creating an account with LawHelp Interactive. You can create an account now or any time during the interview.

Before you start the interview, you need to read the instructions on the next 3 tabs. 

To continue, click on the green Step 2 tab above.

Step 2

About the Foreclosure Postponement Form
You Have a Deadline!

There is only a small window of time to file the Foreclosure Sale Postponement Affidavit. The deadline is 15 days before the current sale date.

How Can Postponing Foreclosure Help?

In Minnesota, foreclosures take either 6 or 12 months. Normally, the home is sold at auction (the "Sheriff Sale" or "Foreclosure Sale") six weeks after the notice of foreclosure sale.

After the home is sold at auction, you can only save it if you pay the full price the home was sold for at auction, plus costs. This is very hard to do.

Before the auction, there are easier ways to save your home. You can try to:

  • get current on your mortgage,
  • negotiate to change the loan's terms,
  • find a new source of income,
  • budget,
  • and many other things.

The Foreclosure Sale Postponement Affidavit gives you time to try these things. You can learn about postponement and home-saving strategies at the Home Ownership Center of Minnesota.

Be careful of scams, and talk to a foreclosure counselor before you agree to a "Short Sale" or a "Discount Payoff".

How much extra time does the Foreclosure Sale Postponement Affidavit give me?

If your foreclosure would have taken 6 months, the form postpones the sale by 5 months. If your foreclosure would have taken 12 months, the form postpones the sale by 11 months.

 Read the Your Rights in Foreclosure Fact Sheet for more information.

To continue, click on the green Step 3 tab above.

Step 3

What Does Your Computer Need?
This interview will only work on a desktop computer. If you only have a mobile device, go to a library or other location with a desktop computer and printer. If you are at a library, you can skip this step of instructions. Public computers already have these programs installed. If you are using your own computer, make sure your computer has the following:

1.   Microsoft Word or Word Viewer

If you don't have Microsoft Word, you can use Word Viewer to view, copy, and print your forms (but it won't let you make changes.) Click here to get Word Viewer for free.

(Note: Microsoft Word Pad is not the same as Microsoft Word and will not work with this program.)

2.   Adobe Flash Player

If you don't have Adobe Flash Player, click here to get the newest version for free.

To continue, click on the green Step 4 tab above.

Step 4

Click "Proceed" above to get to the guided interview. If you only want the form by itself, click "PDF" below.