Credit and Credit Reports

Legal Information

• Credit Reports PDF

  Fact Sheet C-6 Content Detail

  By:

  Minneapolis - Mid-Minnesota Legal Aid

  Read this in:

  Spanish / Español

• Dealing with Debt Booklet

  This booklet is a brief guide to help families make good financial and legal decisions when dealing with debt, debt collectors, and credit reporting agencies. Read More

  By:

  Legal Services State Support

• The Credit Handbook

  A comprehensive look at credit: how to get a copy of your credit reports, articles about many credit issues, link to the FTC (Federal Trade Commission) and more. Content Detail

  By:

  Minnesota Attorney General's Office

• Credit and Your Consumer Rights

  Content Detail

  By:

  Federal Trade Commission (FTC)

  Read this in:

  Spanish / Español

• Getting Credit

  Content Detail

  By:

  Federal Trade Commission (FTC)

  Read this in:

  Spanish / Español

• Have You Looked At Your Credit Report Lately?

  Credit reports contain information about the credit history of each individual consumer, such as bill payment history, number of credit cards and total debt. Content Detail

  By:

  Minnesota Attorney General's Office

• The Truth About Credit Reports and Credit Repair Companies

  Content Detail

  By:

  National Consumer Law Center (NCLC)

  Read this in:

  Russian / Pусский

  Spanish / Español

  Chinese / 中文

• Access to Free Credit Reports

  Information on how to obtain free credit reports for guarding against identity theft. Content Detail

  By:

  Federal Trade Commission (FTC)

• Credit Card Billing Rights

  Read More

  By:

  Senior Law Project - Southern Minnesota Regional Legal Services

• Your Rights: Credit Reporting

  Content Detail

  By:

  Federal Trade Commission (FTC)

  Read this in:

  Spanish / Español

• Minnesota's Identity Theft Freeze Law

  Identity thieves hit pay dirt when they use their victim's good credit history to open a wide variety of new accounts, then skip out on the bills... Content Detail

  By:

  Minnesota Attorney General's Office

• Equal Credit Opportunity

  Content Detail

  By:

  Federal Trade Commission (FTC)

• Credit Report Security Freeze

  How to go about getting a credit freeze. Includes contact information for the three credit bureaus, information that must be included in a request, and common questions you may have about credit freezes and identity theft. Content Detail

  By:

  Consumers Union

• Have You Looked at Your Credit Report Lately?

  Content Detail

  By:

  Minnesota Attorney General's Office

• Credit Cards vs. Debit Cards

  This federal law establishes procedures to promptly correct billing mistakes and protects you from credit card fraud. Content Detail

  By:

  Minnesota Attorney General's Office